The world's digital payments network for all things money
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Your unified gateway to the future of payments.
Crypto-enabled & Fiat-ready.
Accept crypto payments for your business. Seamlessly.
Upgrade your financial transactions with the xMoney payment platform and experience unparalleled benefits and peace of mind.
Our platform empowers anyone, anywhere, to make or collect fast and affordable cross-border payments without relying on traditional banks.
Accept fiat payments at the most competitive rates.
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A comprehensive set of tools enabling you to start processing payments right away.
Fully compliant, user-friendly, and in a currency of your choice.
Share a payment link. Get paid in crypto or fiat.
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Accept both crypto and fiat payments easily by generating a payment link and sharing it via email, SMS, or any online App.
You will be notified as soon as it is paid, making the process fast and hassle-free.
Invoice anyone. Request in crypto. Get paid in fiat.
If you're looking for a reliable invoicing solution to request a payment from your clients and customers, try xMoney Pay Request.
Fully compliant, user-friendly, and in a currency of your choice.
Reduce transaction costs and improve financial security.
Integrate Payment APIs with ease.
Build a robust online payment experience with xMoney APIs by adding payment processing capabilities to your existing software and mobile apps.
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Get paid in your currency of choice.
This includes both fiat and crypto currency options. It’s entirely up to you which settlement currency you will choose.
Grow with confidence.
xMoney product suite is powered by MultiversX, the world’s most secure and decentralized blockchain network, created to enable radically new applications for users, businesses, society, and the new metaverse frontier.
Simplify cross-chain transactions.
Join over 15,000 satisfied merchants who have already experienced the seamless xMoney payment solutions, available since 2018 under the name of Utrust.
With our innovative cross-chain technology, you can save time and money, with full flexibility to choose your preferred blockchain network.
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Expand your business.
Grow and expand your business, while making the most from our ecosystem: a quorum-based wallet, AI avatars, NFT ecosystem, launchpad, chat, educational hub, and more!
Success speaks volumes: our xMoney user experiences
We are proud to have helped millions of people pay with freedom.
We share xMoney vision for true democratization of payments and decentralization of finance. It’s by working together with like-minded businesses that we can all achieve our goals. We’re incredibly pleased with this partnership, and we’re looking forward to the successes we will share.
Cyrus Fazel
CEO of SwissBorg
The partnership with xMoney enhances the business opportunities for all the industry players, allowing them to receive instant payments from up to 1 billion customers worldwide. Thus, even international customers can access the event without worrying about local currencies and high exchange rates.
Mihai Drăgan
COO of Oveit
Allowing our customers to use cryptocurrencies to deposit into their Entropia Universe accounts has been part of our long-term strategy. The xMoney system fits with our business model which facilitates fiat money transfers to avatar accounts.
Henrik Nel
CEO Entropia Universe
Everything Finance.
To the Power of X.
MultiversX is a highly scalable, secure, and decentralized blockchain network created to enable radically new applications for users, businesses, society, and the new metaverse frontier.
Join millions of users, builders, and business owners who use xMoney’s payment platform and APIs to enable fast, secure, and borderless financial operations.
The world's digital payments network for all things money
