Payments

The Regulated Crypto Payment Gateway for European Business

Accept crypto, cards, wallets, stablecoins and local payment methods through one EU-licensed, MiCA-ready platform. Settle in EUR, USD, RON or stablecoins.

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Accept any Payment, Anywhere

Let customers pay their way: crypto, cards, or wallets

Confirm and pay

Stylized digital image of a luxurious modern villa in a misty forest with purple-leaved trees. The interface shows a booking confirmation for "Forest Villa," rated 4.97 with 80 reviews and marked as a guest favorite. Check-in is May 1, 2025, and check-out is May 6, 2025.

Pay $ 523.75

Digital payment form interface titled “Choose Payment Method.” Options include Credit/Debit Card, Apple Pay, Google Pay, and Cryptocurrency. Card detail fields are visible, along with a "Pay with card" button and Visa/Mastercard logos.

Grow your payments, globally

Receive payments in your digital wallet or in your bank account, your business, your choice.

A stylized digital globe with a glowing, purple hue shows a payment flow from South America to Europe, represented by icons for a store and a dollar sign, indicating cross-border payment capabilities.

Reach More Customers

Expand your business reach by accepting debits/credit cards, mobile wallets, and digital currencies, giving customers more ways to pay effortlessly.

3D-style icons of various cryptocurrencies—including Ethereum, XMN, Bitcoin, Solana, Polygon, and USDC—are shown floating against a glowing gradient background, symbolizing digital payment diversity.

Embrace Digital Currencies

Accept Bitcoin, Ethereum, USDC, USDT and more through a licensed VASP. Reach the Web3 economy while staying fully compliant.

A smartphone screen displays a payment interface from a demo store showing 12.00 EUR to be paid. The user can select from various cryptocurrencies such as EGLD, XMN, DASH, USDT, and USDC to complete the payment.

Get Paid Your Way

Choose how you get paid. Receive payouts in EUR, USD or RON, or stablecoins like USDC.

A grid of logos representing popular cryptocurrency wallets including Coinbase, xPortal, MEW Wallet, WalletConnect, Metamask, Brave Wallet, Ledger, and Trust Wallet, indicating broad wallet compatibility.

Compatible with all wallets

Works with every major wallet, making payments easy for all your crypto customers.

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Core Payment Features

Everything you need from a crypto payment processor and card acquirer, in one platform.

A woman in a rust-colored sweater stands at a counter in a modern salon or retail space, smiling as she interacts with a digital tablet. Overlays display a xMoney payment gateway interface showing a credit card payment form for 98.90 EUR and a sample API request on the right, highlighting secure online transaction capabilities for businesses.

Secure Crypto & Card Payment Gateway

Secure and Reliable Transactions

Protect payments with fraud prevention, PCI DSS compliance, SCA, and strong encryption for safe, seamless transactions.

Fast and Efficient Processing

Get paid quickly with instant crypto settlements and fast processing for traditional payments, ensuring smooth transactions.

Easy Integration

Seamlessly connect xMoney with your website, e-commerce platform, or system for a smooth, hassle-free setup.

Powerful Fraud Protection

Security and Fraud Prevention

Protect payments with strong authentication measures for both card and crypto transactions.

Integrations

Easily connect xMoney with e-commerce platforms for card payments and crypto wallets for seamless digital transactions.

A hand holds a smartphone displaying a crypto payment interface from xMoney. The screen shows a payment of 1,000 USDC via the Polygon network, with wallet and transaction details, and a “Pay 1,000 USD” button. The background includes a blurred workspace with colorful candy scattered on the desk.

Reporting & Merchant Dashboard

Reporting and Analytics

Gain insights with powerful dashboards that track and analyze all payments, including crypto transactions, in real time.

xMoney Merchant Dashboard

Our merchant dashboard is designed to make your payments easy to manage.

A dashboard interface from xMoney showing weekly payment analytics. Metrics include €5,297 in successful volume, 456 successful transactions, 28 failed, €146 in refunds, and €90 in chargebacks. Other panels show a 12% sales increase, 6 days until the next payout, and a graph displaying daily payout volume trends over the week.

Leading Businesses use xMoney Payments

SaaS companies

Accept recurring subscriptions in any currency—fiat or crypto. Manage billing, refunds, and global payments all in one place, so you can focus on scaling your software.

Membership websites

Automate member billing with flexible payment options—credit cards, digital wallets, or stablecoins. Give your community a seamless signup and payment experience worldwide.

Subscription boxes

Power your subscription business with easy, automated billing. Track every delivery, send payment reminders, and get paid in the currency that works best for your customers.

Online services

Whether you’re a freelancer, agency, or online marketplace, xMoney helps you get paid quickly, compliantly, and in the method you prefer. Global reach—zero hassle.

Join 20,000+ businesses already growing

We build and integrate solutions. You grow with xMoney.

Contact Sales

Three professionals sit around a table, smiling and interacting with a smartphone and a tablet. They appear to be engaged in a friendly conversation or collaborative meeting in a modern, purple-lit office or coworking space.